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Terms of Use

Last updated: February 15, 2026

1. Service Description

JTalks provides paid insurance consultation services. Jayant is an IRDAI-registered insurance advisor providing unbiased guidance on term insurance, health insurance, and related financial protection products.

2. Consultation Fee

The consultation fee is ₹499 per session (approximately 45 minutes). Payment must be completed before the consultation is confirmed.

3. Nature of Advice

The consultation is advisory in nature. Jayant does not sell insurance products directly. Recommendations are unbiased and based on your individual needs and situation. Final purchase decisions rest with you.

4. Booking & Scheduling

Upon successful payment, you will receive a confirmation email with your scheduled date and time. Please be available at the scheduled time for your consultation call.

5. Disclaimer

While every effort is made to provide accurate and helpful advice, JTalks does not guarantee specific outcomes. Insurance decisions involve personal risk assessment and market conditions beyond our control.

6. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in India.